Liability
Liability insurance provides coverage for visitors if harmed while visiting your farm property or if their property is damaged by your farming operations.
Typical liability insurance will cover:
• Medical payments for injured persons even though you are not responsible
• Accidental damage by you
• Legal defense costs
• Liability arising from farming operations
Optional Coverages May Include:
• Animal show or plowing matches
• Farmers Market Liability
Rates are based on a base rate then adjusted depending on other exposures of the farming operation.