Coverage for Transportation Replacement Endorsement (OPCF 20) gives the option to have a rental vehicle in the event your vehicle suffers damage or loss due to an insured peril. Recently, we are seeing an increase in delay on auto repairs (lack of parts; back orders; unavailability etc.) which could leave you without a vehicle for weeks. Having to pay for the cost of a rental out of pocket can add up. We are seeing a stronger demand to add this coverage or increase current rental limits. Contact our office or your insurance provider.